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Expertise / Civil Litigation

Long-Term Disability Benefits

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Long-term disability insurance provides income supplement to an employee who has become disabled, injured or seriously ill and cannot work.  Most often, employees have access to disability insurance through their group health benefits provided by their employer.

Disability insurance is based in contract law, but may also include considerations of insurance and employment law.  Each policy is different and each individual’s circumstances are unique.  Whether you need to make an application for long-term disability benefits, your application for insurance benefits has been denied, or you have been approved for disability benefits that were later terminated, we can help.

The lawyers at Wray Legal have years of experience navigating and successfully litigating long-term disability insurance claims.  We can help you assess and understand your policy, and advocate for your rights against your insurance provider.  We have an excellent track record of settling complex disability matters.  We also have a proven track record of successfully advocating for claimant’s rights, for example our winning appeal at the Ontario Court of Appeal in the case of Kassburg v. Sun Life Assurance Company of Canada.

We understand how experiencing a disability, injury or serious illness can impact one’s life, livelihood and financial security.  We exclusively represent plaintiffs, providing trusted, effective and compassionate representation for all long-term disability insurance matters.  We welcome you to contact us for a consultation.

Wray Legal is a full-service employment law and civil litigation firm providing resilient, compassionate and effective counsel and representation to individuals, businesses, unions and institutions across Ontario.

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    • I had the pleasure of working with Andrew & his team and I could not be more thankful for having them represent me during a very trying time. They were very knowledgeable and helped guide me thru the entire process. Going thru any legal issue can be very emotionally draining but knowing I had Andrew on my side def helped ease my anxiety. In the end, Andrew was able to win my dispute and I owe it all to his attention to detail and wealth of knowledge.

      Charlene De Silva

    • Robert Tarantino and his associates at Wray Legal handled my case against my former employer with compassion, ethically sound expert advice in plain language and professional courtesy during my termination process, a stressful event in any working person's life. I was presented with all potential courses of action during my initial meeting prior to making a decision to retain services, and was treated with respect and dignity every step of the way. Wray Legal was able to mediate an acceptable settlement without having to proceed with a formal human rights violation compliant at the Ontario Human Rights Tribunal. Thank you Robert, Andrew and Samantha.

      Ian G.

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      Michael Roche

      CEO, Occupational Health Clinics for Ontario Workers

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      KM

    • Andrew Wray helped me settle a dispute with my past employer which lead to a healthy settlement. I would recommend Andrew to anyone looking for a professional and cost-effective litigator.

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      Jamie S.

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