LTD insurance claim denied due to misrepresentation Where the insurance provider takes the position that the policy holder misrepresented a fact, or lied, during the application process and there was a subsequent approval of LTD insurance, the insurer will deny benefits. Applicants for insurance coverage have a duty to disclose any material facts requested by […]
Employment Bonus After Termination
Are employees entitled to bonuses after the employment relationship is terminated? Upon the termination of employment without cause, being by no fault of the employee, the employee will generally be entitled to reasonable notice of termination or pay in lieu thereof, under the common law, or at the very least, to the minimum standards set […]
How will COVID affect notice of termination
Since the beginning of the COVID pandemic, given its severe negative effects on the job market, there has been an outstanding question of how Courts in Ontario will resolve employment termination cases in the context of the pandemic. Due to the time required from the day of termination until a matter is resolved in Court, […]
How do fixed-term contracts affect employment rights upon termination?
Generally speaking, fixed-term contracts allow employers to predetermine the date on which the employment relationship will end with an employee without the need to provide notice of termination or payment in lieu thereof. While this can seem as a beneficial arrangement to employers, it comes with various risks which could impose even more liability on […]
COVID Update: requirements for workplaces
In order to address the continuing effects of COVID, the province declared a state of emergency again on January 12, 2021, effectively issuing a stay-at-home order. The new measures are to be in effect from January 14, 2021 until at least February 11, 2021. The new measures will directly affect workplaces to varying degrees. Essential […]
LTD Benefits: Obligation to seek medical treatment
There are various reasons for which insurance providers may deny LTD benefits to a policy holder even though he or she has become unable to work due to a medical condition. These reasons may be found in the policy in the form of exclusion clauses or in the common law, that is, the Courts’ interpretation […]