Long-term disability insurance provides income supplement to an employee who has become disabled, injured or seriously ill and cannot work. Most often, employees have access to disability insurance through their group health benefits provided by their employer.
Disability insurance is based in contract law, but may also include considerations of insurance and employment law. Each policy is different and each individual’s circumstances are unique. Whether you need to make an application for long-term disability benefits, your application for insurance benefits has been denied, or you have been approved for disability benefits that were later terminated, we can help.
The lawyers at Wray Legal LLP have years of experience navigating and successfully litigating long-term disability insurance claims. We can help you assess and understand your policy, and advocate for your rights against your insurance provider. We have an excellent track record of settling complex disability matters. We also have a proven track record of successfully advocating for claimant’s rights, for example our winning appeal at the Ontario Court of Appeal in the case of Kassburg v. Sun Life Assurance Company of Canada.
We understand how experiencing a disability, injury or serious illness can impact one’s life, livelihood and financial security. We exclusively represent plaintiffs, providing trusted, effective and compassionate representation for all long-term disability insurance matters. We welcome you to contact us for a consultation.